$70M AUM Advisor Beth Walker Joins Carson Wealth
Beth Walker, an advisor who has specialized in financial strategies for families with college-bound children and author of Never Pay Retail for College, today announced her decision to affiliate as a Carson Wealth office.
Breaking Down The Basics Of HSAs
Health Savings Accounts (HSAs) might be the single most powerful tax-advantaged savings vehicle in the IRS tax code. You can deduct contributions, experience tax-deferred gains and withdraw money tax free for qualified tax expenditures.
Busting Three Half-Truths About Reverse Mortgages
A few years back, I conducted and published research in the Journal of Financial Planning that showed Americans don’t understand reverse mortgages. In fact, respondents scored below 50 percent on a 10-question true-false quiz.
How to Get Investors to Save More for Retirement? Perhaps by Saying Hello to Their Future Self
The number of Americans prepared to meet their basic expenses in retirement has drastically declined in the last 20 years, according to research published by Boston College.
Breaking Down The Complex World Of Social Security Spousal Benefits
Social Security is part of the bedrock of retirement security in the United States. For one-third of all retirees, Social Security represents nearly all of their retirement income. For two-thirds of retirees, Social Security makes up more than half of their retirement income. Overall, Socia …
401(k) Secrets: Capitalize On Net Unrealized Appreciation (NUA)
Employer-sponsored retirement plans like 401(k)s offer a lot of savings, investment, and tax advantages, but you have to be paying attention to make the most of them. Some of the best tax strategies with retirement savings can be complex and require a good bit of planning, without which the …
Test Your Annuity Acuity: An Advanced True/False Quiz
Despite wanting and needing more guaranteed income in retirement, many Americans are hesitant to purchase an annuity to provide that income. Some of this hesitancy is due to misconceptions around the products and how they can best be used to support a secure retirement.
Wall Street Managers have cost Americans more than $600 Billion over the Past Decade
Over the last decade, fund managers who oversee the pensions of the nation’s teachers, firefighters, police and other government workers have doubled down on an investment strategy that has cost U.S. taxpayers at least $600 billion, possibly more than $1 trillion, investment data and calcul …
The Perfect Time to Invest Like Warren Buffett
Published by Rebecca Lake, US News & World Report Buying and holding harnesses a young investor’s greatest asset: time. Millennials are big on saving. According to Transamerica, 39 percent of millennials are funneling more than 10 percent of their salary into savings. But investin …
Here’s the ‘Problem’ Half of Retirees Now Face
While no one is going to throw a pity party, there is a growing “problem” half of retirees face. With retirement account balances at an all-time high, the percentage of Americans projected to be able to maintain their standard of living in retirement rose 2 percentage points fro …
Building My Practice: What Farmers and Financial Advisors Have in Common
Ron Carson on Why Advisors Should Embrace Complexity When Ron Carson thinks about how his financial planning firm has changed over the years, he likens it to the Nebraska farm he grew up on and still owns.
